Financing your
place on the coast.
Clear guidance for qualified buyers from Mexico, the United States, and Canada — handled personally by Vallarta Listings.
Guidance for every kind of buyer.
Mexican Nationals
Direct ownership and access to domestic mortgage options through established Mexican institutions.
U.S. Buyers
Cross-border financing guidance and bank-trust ownership for coastal properties.
Canadian Buyers
Tailored support for Canadian residents investing in Puerto Vallarta and Riviera Nayarit.
Estimate your monthly payment.
$225,000
Estimated Monthly Payment
$4,894
For illustration only. Actual rates, terms, and eligibility are determined during a personalized review.
How foreigners own on the coast.
The Restricted Zone
Property within 50 km of the coast is held by foreigners through a renewable bank trust (fideicomiso) — a fully legal, established structure.
Full Rights
The trust grants you full rights to use, rent, renovate, sell, or pass on the property to heirs.
Corporate Option
For commercial or multi-property investment, a Mexican corporation may be the appropriate structure. We advise on the right path.
What the bank trust typically costs.
Foreign buyers within 50 km of the coast hold title through a renewable bank trust (fideicomiso). Trust fees are largely fixed and do not scale with property value.
Enter a property value to estimate fideicomiso costs.
Start your private financing review.
Simple, private, and personal.
Inquiry
You share your goals and budget through our secure form.
Qualification Review
Our team reviews your profile and prepares tailored guidance.
Financing Options
When appropriate, we present carefully selected financing options.
Consultation
You receive a personalized financing consultation.
Financing you can rely on.
Countries Supported
Financing guidance for qualified buyers from Mexico, the United States, and Canada.
Secure Inquiry Process
All financing requests are submitted directly to Vallarta Listings and reviewed internally before any lender introduction.
Trusted Financing Network
Qualified buyers are presented with carefully selected financing options when appropriate — coordinated entirely through Vallarta Listings.
Personalized Guidance
Every financing inquiry receives individual review and support from the Vallarta Listings team.
Your Information Is Protected
Financing inquiries are transmitted through encrypted connections and handled according to Vallarta Listings privacy and security standards.
How a Financing Inquiry Moves